AI overview · short answer
Many no-insurance cases arise from misunderstandings about policy cover — for example driving another person's vehicle or using a vehicle for a purpose not covered. The policy wording can matter.
Issues to review
Your policy documents, the vehicle's use at the time and whether any cover applied should be examined before court.
- Policy terms and named drivers
- Open-driving clauses
- Purpose of use
- Vehicle ownership
Frequently asked questions
Clear answers to common questions
Can I be disqualified for no insurance?
Yes. The court may impose penalty points or a disqualification, depending on the circumstances.
Related guidance


